⚠️ IMPORTANT SECURITY ALERT ⚠️

At Schertz Bank & Trust, protecting our customers is our highest priority. We want to make you aware of recent fraudulent activity where individuals may attempt to impersonate bank employees to gain access to personal and account information.
 Please remember: Schertz Bank & Trust employees will never call, text, or email you to ask for sensitive personal or account information, including passwords, Social Security numbers, or online banking credentials.
 Schertz Bank & Trust is committed to your security—please remain vigilant and do not share sensitive information.
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Credit Cards

HomePersonalOther Products & ServicesCredit Cards

Find A Card

We make it easy to choose the credit card that is right for you - Low Rate or Preferred Points Rewards. It’s the only card you need for everything you need to do.

Personal Cards Business Cards

Personal

Low Rate Card

Extraordinary benefits2 with MasterCard® including:

  • Concierge Service

  • Price Protection

  • Baggage Delay Insurance
  • Car Rental Collision Damage Waiver Insurance
  • Extended Warranty
  • Travel Assistance
  • Roadside Assistance
  • Purchase Assurance
  • Travel Accident Insurance
Credit Card Application

Features

  • No annual fee
  • Low introductory rate for the first six months1
  • Competitive ongoing APR1
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.

Benefits

  • 24-hour toll-free live customer assistance available at 800-367-7576.

  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary MasterCard® benefits.
  • Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Learn More

Other fees may be charged, please reach out to our team for more information on how to apply.

1 Please see application for information about current APRs and fees.

2Certain restrictions apply detailed in the applicable benefits brochure received with new credit card.

Personal

World Card

Features

  • Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.

  • Low introductory rate for first six months 1
  • Competitive ongoing APR1
  • No annual fee.
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.

Benefits

  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.

  • To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary MasterCard benefits.
  • Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Learn More

Other fees may be charged, please reach out to our team for more information on how to apply.

1 Please see application for information about current APRs and fees.
 

Business

Standard Card

Extraordinary benefits2 with MasterCard® including:

  • Car Rental Collision Damage Waiver

  • Extended Warranty

  • Purchase Protection
  • Travel Accident Insurance
  • Travel Assistance
  • Roadside Assistance
  • Baggage Delay Insurance
Credit Card Application

Features

  • No annual fee.
  • Competitive ongoing APR1
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • Individual and summary billing options.

Benefits

  • 24-hour toll-free live customer assistance available at 800-367-7576.

  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary MasterCard® benefits.

Learn More

Other fees may be charged, please reach out to our team for more information on how to apply.

1 Please see application for information about current APRs and fees.

2Certain restrictions apply detailed in the applicable benefits brochure received with new credit card.

Business

Preferred Points Rewards

Features

  • Earn one reward point for each dollar spent, up to 10,000 points per month.

  • Low annual fee of $49.00 per account.
  • Competitive ongoing APR1
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • Individual billing option only.

Benefits

  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.

  • To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary MasterCard benefits.

Learn More

Other fees may be charged, please reach out to our team for more information on how to apply.

1 Please see application for information about current APRs and fees.

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