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All Lobbies are currently closed, please call 210-945-7400 for an appointment.

 

Deposit Rates

Schertz Bank & Trust offers a variety of interest bearing accounts that includes Savings, Super Now, Money Market, CDs, Jumbo CDs, and IRAs.

Investment Plan*

Savings - Minimum to open - $100
Account TypeInterest RateAPY
 Savings Account* 0.03%   0.03%

Checking Accounts

Super Now & Money Market Checking - Minimum to open $100
Account Type Interest RateAPY 
Super Now Checking* 0.02%   0.02%
Money Market Checking*
Balance of $0-$24,999.99  0.03%  0.03%
Balance of $25,000.00-$49,999.99  0.05% 0.05% 
Balance of 50,000.00-$74,999.99  0.07% 0.07% 
Balance of $75,000.00-$99,999.99  0.10%  0.10%
Balance of $100,000.00 or more  0.15% 0.15% 

Certificates of Deposit**

Regular CD - Minimum to open - $1,000
Account Type Interest RateAPY 
90 Day CD 0.30%   0.30%
180 Day CD 0.65% 0.65%
1 Year CD  0.90% 0.90%
1 1/2 Year CD 0.90% 0.90%
2 Year CD 1.00% 1.00%
2 1/2 Year CD 1.00% 1.00%
3 Year CD 1.05% 1.05%
4 Year CD 1.10% 1.10%
5 Year CD 1.20% 1.20%
Jumbo CD - Minimum to open - $100,000
Account Type Interest RateAPY APY (Quarterly)
90 Day Jumbo CD 0.30%   0.30% 0.30% 
180 Day Jumbo CD 0.65% 0.65% 0.65% 
1 Year Jumbo CD  0.90% 0.90% 0.90%
2 Year CD 1.00% 1.00% 1.00%
3 Year CD 1.05% 1.05% 1.05%
4 Year CD 1.10% 1.10% 1.10%
5 Year CD 1.20% 1.20% 1.20%

Individual Retirement Account**

IRA - Minimum to open $1,000/Variable Rate IRA - Minimum to open - $100
Account Type Interest RateAPY 
12 Month Fixed Rate 0.80%   0.80%
18 Month Fixed Rate 0.90% 0.90%
3 Year Fixed Rate  1.00% 1.00%
4 Year Fixed Rate 1.10% 1.10%
5 Year Fixed Rate 1.25% 1.26%
12 Month Variable Rate* 0.75% 0.75%
18 Month Variable Rate* 0.85% 0.85%
3 Year Variable Rate* 0.95% 0.95%
4 Year Variable Rate* 1.05% 1.05%
5 Year Variable Rate* 1.20% 1.20%

*Rate may change after account is opened. Rates are subject to change daily at our discretion.

**SUBSTANTIAL PENALTY FOR EARLY WITHDRAWAL

Fees could reduce earnings.

FDIC INSURED

 

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