Schertz Bank & Trust

IMPORTANT NEW FEDERAL REGULATION!!

Does NOT apply to Commercial or Business Accounts

Please click here for more information

If you have already completed a paper form or opted in online, there is no need to re-enroll. Thank you!

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IMPORTANT!!!!!

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE
COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a “noninterest-bearing transaction account” and in Interest on Lawyers Trust Accounts ("IOLTAs") are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit

www.fdic.gov

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Schertz Bank & Trust will not make unsolicited calls or send emails with links requesting your passwords, user IDs, Social Security Number, credit card number, debit card number, or other personal and financial information. Do not provide such information to anyone or click on any link to a website unless your have initiated the contact. If you suspect that your are not communicating with a Schertz Bank & Trust representative, please call 210-945-7400 or 800-945-9544. Thank you!

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On August 10, 2010, the FDIC Board of Directors adopted the final rule amending its insurance regulations (12 C.F.R. Part 300) and advertising regulations (12 C.F.R. Part 328) to conform with provisions of the Dodd-Frank Wall Street Reform and Consumer Protection Act, which permanently increased the standard maximum deposit insurance amount (SMDIA) from $100,000 to $250,000. This permanent increase in the SMDIA became effective July 22, 2010.