Schertz Bank & Trust’s Internet Banking is Now More Secure

INTRODUCING PASSMARK™ A NEW LAYER OF SECURITY

Schertz Bank & Trust has been working hard to secure our online banking services so that our customers have the confidence that their information is being protected.

Schertz Bank & Trust is proud to deliver the highest level of security for our internet banking customers.

As of December, 2006, Schertz Bank & Trust added an additional layer of security that changed the way you log into our internet banking service. These changes provide even greater levels of protection against fraudulent attacks such as phishing, spoofing, key logging and identify theft. All users will be required to select challenge questions and answers, select a unique image and create a personal description for the image that is only known by you. Each time you log in thereafter, the image will appear to verify to you that you are on Schertz Bank & Trust’s website before entering your password. You will not have to select a new password during this process.

The final level of the new security is the authentication of your computer. Schertz Bank & Trust has the ability to recognize the computer or computers from which you usually log on. If our system detects a suspicious login due to an unfamiliar computer, it will automatically present you with challenge questions that were previously selected.

ONCE THE NEW LAYERS OF SECURITY ARE IN PLACE, GETTING STARTED IS EASY!

Step: 1 Login using your access ID.

Step: 2 Select a picture from the image library. (You will be given a default picture to begin that may be changed at any time).

Step: 3 Create a personal description (PassMark phrase) to the image.

Step: 4 Select your challenge questions and provide your answers.

Step: 5 Select whether to register this computer.

Note: Only register personal computers that you frequently use and are not available for public use.

Select NEXT

The next time you log onto our internet banking service, Schertz Bank & Trust will recognize you and display the image and personal description (PassMark phrase) you selected.