Loans

Schertz Bank & Trust offers a variety of loans for our customers’ convenience. We have been serving the loan needs of Schertz and Guadalupe County for decades. Since expanding with our Kirby Branch and IH-35 Branch, we also serve the San Antonio/Bexar County area. Our designated area for CRA (Community Reinvestment Act) covers areas in Adkins, Canyon Lake, Cibolo, Converse, Garden Ridge, Kirby, LaVernia, Live Oak, Marion, McQueeny, New Braunfels, Randolph AFB, San Antonio, Schertz, Seguin, Selma, St. Hedwig, and Universal City. Schertz Bank & Trust prides itself on its commitment to the Community Reinvestment Act.

Schertz Bank & Trust is an Equal Opportunity Lender, Member FDIC. All loan rates are quoted as an annual percentage rate to qualified borrowers and are subject to change without notice.

It is the commitment of Schertz Bank & Trust to provide the following types of loan products:

CONSUMER LOANS – Secured and unsecured to individuals for personal, family, or household purposes

Automobile Purchase/Refinance - See rates
Boat Purchase/Refinance - See rates
Recreational Vehicles - See rates
Home/Property Improvement
Based on collateral provided.

REAL ESTATE

Home Mortgage Loans – Contact Us
Interim Construction Loans – Contact Us
Interim/Permanent – Contact Us
Home Improvement Loans

COMMERCIAL LOANS

Working Capital
Fixed Asset Acquisition and/or Expansion
Machinery and Equipment
Facilities—Land and Building

Lines of Credit
Contract
Working Capital
Floorplan (Vehicle & Equipment)

Letter of Credit
SBA Guaranteed Loans
SBA 504 Loans
Commercial Construction Loan